For many Ontarians receiving long-term disability (LTD) benefits, the two-year mark represents a pivotal moment in their claim. Most LTD policies include a change in the definition of disability after two years, which can affect your eligibility for continued benefits.  Read more

Filing a long-term disability (LTD) claim in Ontario can be an intimidating process. The journey from initial application to benefit approval often involves numerous steps, each requiring precision, persistence, and patience. Understanding the process thoroughly can make a significant difference in your claim’s outcome.  Read more

Long-term disability (LTD) claims are often complex, involving intricate policies and rigid insurer practices. For many Ontarians, the prospect of navigating this process alone, particularly after a claim denial, can feel overwhelming. This is where legal support becomes invaluable, offering expertise and advocacy that can significantly improve your chances of securing the benefits you need.  Read more