We will all experience the loss of someone we love at some point, but although we know this, it is not something we can be truly prepared for. It is a fact that most of us know if we have lost someone dear to us, and if you have recently lost a family member, spouse or partner, friend, or someone very close to you, it will take time before you can feel like yourself again.
But losing someone is hard enough – planning and organising their funeral is another matter. It can be exceedingly challenging to plan such an event, and this is particularly true when we face a global pandemic and the restrictions that come with it, such as during these times. If you are organising a funeral in these times, here is your best guide.
There are various restrictions put in place as to who can go to a funeral and a wake. Simply put, anyone who is unwell or feeling sick with symptoms of the Coronavirus shouldn’t attend.
If someone is self-isolating due to being told by the NHS, they can still attend a family member's funeral. If someone is also self-isolating because a person in their home has Coronavirus symptoms, they can still attend the funeral of their family member. If a person is asked to self-isolate due to having recently arrived in the country from a territory or country on the amber list, they can still go to a funeral of a friend, family member, or a household member (if other members of their household or family are not able to attend).
If someone is under quarantine due to having recently arrived from a red-listed territory or country, they may be able to go to the funeral of a household member or a close relation. But they have to seek permission from the hotel where they are staying.
The same isn't true with the wake – if someone is quarantining or self-isolating, they are not allowed to go to the wake.
• Funeral directors
If you would like to hire the professional services of a funeral director, it would be best to select one who is a member of the National Association of Funeral Directors or the SAIF (National Society of Allied and Independent Funeral Directors) such as the funeral directors at www.carrollandcarrollfunerals.co.uk
. When funeral directors are members of such organisations, they will follow a certain standard and code of practice and are required to present you with a price list once you request it.
The costs of funerals can vary. But the prices will usually include the funeral director's fees, the third-party or disbursement expenses such as cemetery or crematorium fees or newspaper announcements, and cremation or burial fees. As of now, the standard cost of a funeral is approximately £3800. However, if you opt for direct cremation, it can be around £1500. The expense can also change depending on where you are; funerals in London may be higher than in other places, for example.
When it comes to paying for the deceased’s funeral, they may already have an insurance policy or pre-paid plan, but if not, you can request money from their estate, such as their savings. To gain access to it, you can apply for probate or a grant of representation.
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