Getting a low car insurance quote is not always possible, even when it is possible it’s never easy. Although you can find many auto insurance agencies online few offer low deals for everybody. However, by following some simple guidelines you can get the cheapest quote possible on your auto insurance. In this article we will discuss the tips and tricks involved in getting that low insurance quote.

1. The first point to consider is to give the agency as much detail about your life as possible. This includes providing information about your marital status, zip code, and monthly income. It also includes giving subtle details about your car, such as any safety features, and alarm. You should also tell the insurance company how many miles you do in a year on average.

2. Car insurance is an ever-expanding business because of the number of cars on our roads is continually increasing. In order to find a good company, you must conduct a careful research both online and offline. It’s a good idea to ask your colleagues who they use to insure their car, and how much they pay. Auto insurance rates vary largely from company to company depending on their reputation and the level of cover they offer.

3. Raising deductibles and excesses can lower your annual premium rates. However, analyze your financial situation carefully before taking such a step. You will have to cover any deductibles yourself in case of an accident or theft.

4. Reducing the miles you travel can also make you eligible for lower insurance rates. You can do this by occasionally travelling on a bus or maybe even walking. If you travel 40 miles or less a day then you should be able to get some great discount insurance cover.

5. You can get a lower car insurance rate if you try switching drivers. For example, some companies may offer a lower insurance quote for a female driver than a male driver on a particular type of vehicle. Also check other options like the insurance rates for teenagers and first time drivers.

6. Securing your car with an anti-theft device, means that you could qualify for a lower insurance rate. Invest in a car alarm to protect the safety of your car. You can use other types of anti-theft device to reduce the risk of having the car stolen, and so reducing the insurance rate. Even if your car is insured, having it stolen would be a huge problem, so protecting it is a great idea.

There are many companies that offer online car insurance quotes. Some websites even allow you to compare quotes among a number of leading online auto insurance companies. Use the tips above to help yourself reduce the amount you have to pay for insurance, perhaps you could use the money saved for something fun!

Author bio: Leo Doss, general manager of

Leo works as a manager for one of the best companies of custom car pars. He provides such goods as he interior and exterior custom accessories, automotive lighting and auto body parts. He tries to position herself as a thought leader in the car world.