For many Ontarians receiving long-term disability (LTD) benefits, the two-year mark represents a pivotal moment in their claim. Most LTD policies include a change in the definition of disability after two years, which can affect your eligibility for continued benefits.  Read more

Filing a long-term disability (LTD) claim in Ontario can be an intimidating process. The journey from initial application to benefit approval often involves numerous steps, each requiring precision, persistence, and patience. Understanding the process thoroughly can make a significant difference in your claim’s outcome.  Read more