Just when you thought you were safe and debt free, these purveyors of plastic are now setting their sights on social media users by offering specials, perks and rewards for those who use Facebook and Twitter.

This infographic created by cardhub.com shares a few pointers based on their own research about how credit cards are used. Check it out below to recognize the types of social media tactics that credit card companies are using to get to you (and your wallet!).