Women seems to be dealing the the economic downturn differently than men, cutting back on spending more than their male peers. A survery by Opinion Research Corporation for TD Ameritrade found that 86 percent of women say they are spending less on optional expenses, compared to 78 percent of men.
TD Ameritrade says that this is due to the fact that women usually manage household expenses, which makes them better prepared to cut back, should the need arise. "More and more women are now responsible for managing the family's finances, and they are more cost-conscious as the economy tightens their purse strings," says Paula DeLaurentis, managing director of strategic alliances at the company.
This could also be due to women having more optional expenses to begin with, or perhaps they were spending unnecessarily before. Women could also be more affected by the recession, forcing us to make more changes than men.
The survey also found that 58 percent of women were more likely to cut back on their eating-out habits, compared to the 48 percent of men. Women also seemed to be buying fewer clothes and shoes, more likely to shop at discount stores. Also, women were more likely to postpone or cancel vacations.
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